This is not illegal, or even unfair.  After all money is only ever lent to adults and adults should be capable of making their own decisions and accepting responsibility for those decisions.  However, there are times when desperation can prevent a person from making a rational decision, when in the absence of desparation that decision would be easy and obvious.

So a word of advice.  If you are looking for personal loans for people with no job then you should be aware that the lenders that occupy this niche of the lending market are not being altruistic or really care about you situation at all.  They simply see an opportunity to lend money to potentially vulnerable people at rates of interest that make the eye water and would certainly not be possible if the folk borrowing the money from them were not in severe financial distress.

That is not to say that you should spurn the idea of ever borrowing money from such lenders.  This is not the intention of the advice in this article.  Only that if you do find yourself in the situation where you need personal loans for people with no job then you take on the loan with your eyes wide open in full knowledge and understanding of the risks you take and the total amount you will end up having to pay on the loan in order for you to be free of it later.

If you can make sure that you do this then you need have no fear.  But if you are careless, or rush the process then the market of personal loans for people with no job may well claim another victim and you could well find yourself with further misery on top of your current problems.